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Everything in Free, Plus So Much More
| Features | Free | Pro |
|---|---|---|
| All 18 Credit Guides | ✅ Forever Free | ✅ Forever Free |
| Credit Score Simulator | 3 uses/month | ✅ Unlimited |
| Debt Payoff Calculator | 3 uses/month | ✅ Unlimited |
| Utilization Optimizer | 3 uses/month | ✅ Unlimited |
| ROI Calculator | 3 uses/month | ✅ Unlimited |
| Dispute Letter Wizard | Basic template | ✅ All letter types |
| PDF Downloads | ❌ | ✅ All results |
| Save & Compare Scenarios | ❌ | ✅ Unlimited |
| Priority Email Support | ❌ | ✅ Priority response |
Why Go Pro?
Test Every Scenario
Run unlimited simulations to find the perfect strategy for your credit goals
Track Your Progress
Save and compare different scenarios to see which actions have the biggest impact
Professional Reports
Download PDF reports of all your calculations and plans for your records
Custom Letters
Generate personalized dispute, goodwill, and pay-for-delete letters instantly
Questions? We've Got Answers
Can I cancel anytime?
Yes! Cancel anytime from your account settings. No questions asked.
What happens to my free uses?
Free tier gives you 3 uses per tool monthly. Pro gives you unlimited access instantly.
Is my payment secure?
Yes! We use Stripe for secure payment processing. We never see your card details.
Do prices ever increase?
Lock in $9.99/month forever. Your price never goes up as long as you stay subscribed.
Ready to Accelerate Your Credit Journey?
Join thousands of members achieving their credit goals faster with Pro tools
7-day free trial • Cancel anytime • 30-day guarantee