My Credit Journey
Hey! I'm Will 👋
Like many people, I started with average credit - around 700 about 10 years ago, hit 750 five years back. But I realized I was still leaving money on the table.
💸 BEFORE
Paying 22.99% APR on credit cards
Missing out on premium rewards
Accepting "good enough" credit
💰 AFTER
Qualified for 0% intro APR
Premium rewards and benefits
Optimized credit profile
Here's what I discovered that most people don't know:
- ✅ The difference between 720 and 780 can save you $50K on a mortgage
- ✅ Credit card companies have 'hidden' approval tiers most people never reach
- ✅ There are specific timing strategies that can boost your score 30+ points fast
I built CreditGlow because whether you're rebuilding from a financial setback or optimizing good credit, everyone deserves access to strategies that actually work.