Interactive tool

Balance Transfer Calculator

A 0% transfer is a race: the fee goes on up front, the promo clock starts, and whatever is left when it ends costs the full rate. See whether you clear it in time. Estimates on your plan, never a promise.

Your balance

What you would move, and the rate it sits at now.

The offer

From the transfer card's terms: the fee, how long the promo rate lasts, and the rate after it ends.

Your monthly payment

Drag to watch the run. The tick marks the pace that clears the edge.

Set a payment