← Back to Tools

Goodwill Letter Generator

Create persuasive goodwill letters to request removal of late payments from your credit report

3 uses left

What is a Goodwill Letter?

A goodwill letter is a request to a creditor asking them to remove a legitimate late payment from your credit report as a gesture of goodwill. Unlike disputes for errors, goodwill letters acknowledge the late payment was valid but request removal based on your circumstances and history as a customer.

🎯 Success Tips:

  • Be honest about what caused the late payment
  • Emphasize your positive payment history
  • Keep the tone respectful and professional
  • Send to the correct department (we'll help with this)

Generate Your Goodwill Letter

Your Information

Creditor Information

Late Payment Details

2-3 sentences explaining your situation

Your Account History

How long have you been a customer?